Free, unbiased comparison
Compare insurance rates and save in minutes.
Answer a few simple questions and get matched with licensed agents and insurers who can quote your coverage. No cost, no obligation.
- Licensed agents
- Secure & private
- Always free
What would you like to compare?
Pick a type of insurance to learn more and see rates.
- Auto InsuranceCoverage for your car, your passengers and other drivers.Compare
- Home InsuranceProtect your house, your belongings and your liability.Compare
- Renters InsuranceAffordable protection for your belongings and liability.Compare
- Life InsuranceFinancial protection for the people who count on you.Compare
- Final Expense InsuranceSmall whole life policies that cover funeral and end-of-life costs.Compare
- Medicare PlansMedicare Supplement (Medigap), Medicare Advantage and Part D, explained.Compare
- Health InsuranceIndividual and family plans, including ACA Marketplace options.Compare
- Disability InsuranceReplace part of your income if you can't work.Compare
- Long-Term Care InsuranceHelp paying for in-home care, assisted living or a nursing home.Compare
- AnnuitiesTurn savings into guaranteed income or tax-deferred growth.Compare
- Business InsuranceLiability, property and workers' comp for small businesses.Compare
- Group BenefitsHealth, dental, vision and life benefits for your employees.Compare
How it works
- 1
Enter your ZIP code
We use it to find options available where you live.
- 2
Answer a few quick questions
Plain-English questions. About two minutes.
- 3
Compare quotes from licensed agents and insurers
A licensed agent or partner may reach out with personalized quotes.
Real help from licensed professionals
We're not an insurance company. We connect you with licensed agents and insurers in our network who can explain your options and help you choose coverage that fits your life and budget.
How we make moneyCommon questions
Is InsuranceRateCompare free to use?
- Yes. Comparing rates is always free. We're paid by insurance companies and agents in our network, not by you.
Are you an insurance company?
- No. We're a comparison service that connects you with licensed insurance agents and partner companies who can provide quotes.
Will I get calls after I request a quote?
- If you agree, a licensed agent or partner may contact you by phone, text or email to share quotes. You can opt out at any time.
Does comparing quotes affect my credit score?
- No. Getting insurance quotes does not affect your credit score.
How long does it take?
- Most people finish in about two minutes.
What information do I need?
- Your ZIP code and a few basic details about what you want to insure. No Social Security number is needed.
Start comparing — it's free
InsuranceRateCompare has no cost and no obligation.