Long-Term Care Insurance
Compare Long-Term Care Insurance Rates
Long-term care insurance helps pay for in-home care, assisted living or nursing home care when you need help with daily activities like bathing or dressing. Health insurance and Medicare generally don't cover this kind of extended care. Premiums depend on your age, health, benefit amount, benefit period and inflation protection.
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How much does long-term care insurance cost?
Sample yearly premiums. Figures will be added once verified.
| Coverage profile | Average cost |
|---|---|
| Single, age 55 | Data coming soon |
| Couple, age 55 (combined) | Data coming soon |
| Single, age 65 | Data coming soon |
Averages are for illustration only. Your actual rate depends on your personal details and the insurer.
What affects your rate
- Age when you buy
- Health
- Daily or monthly benefit
- Benefit period
- Inflation protection
- Marital status
Ways to save
- Buy in your 50s
- Consider shared-care couple policies
- Choose a longer elimination period
- Look at hybrid life/LTC policies
Long-Term Care Insurance coverage, explained
Traditional LTC
Stand-alone coverage for care services.
Hybrid life/LTC
Life insurance or annuity with a long-term care benefit.
Frequently asked questions
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