Compare Auto Insurance Rates in Montana
Auto insurance pays for damage and injuries after a crash, theft or other covered event. Rates depend on your driving record, ZIP code, vehicle, age and coverage choices. Comparing quotes from several insurers is the simplest way to save, because two companies can price the same driver very differently.
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How much does auto insurance cost in Montana?
What drivers typically pay. Figures will be added once verified.
| Coverage profile | Average cost in Montana |
|---|---|
| Minimum coverage (yearly) | Data coming soon |
| Full coverage (yearly) | Data coming soon |
| Full coverage with one accident | Data coming soon |
| Teen driver added | Data coming soon |
Averages are for illustration only. Your actual rate depends on your personal details and the insurer.
What affects your rate
- Driving record, including accidents and tickets
- Where you live and park your car
- Age and years of driving experience
- The car's make, model and safety features
- How many miles you drive each year
- Credit-based insurance score (in most states)
- Coverage limits and deductible you choose
Ways to save
- Compare quotes from at least three insurers every year
- Bundle auto with home or renters insurance
- Raise your deductible if you have savings to cover it
- Ask about safe-driver, good-student and low-mileage discounts
- Keep continuous coverage with no gaps
Auto Insurance coverage, explained
Liability
Pays for injuries and damage you cause to others. Required in nearly every state.
Collision
Repairs your car after a crash, no matter who is at fault.
Comprehensive
Covers theft, hail, fire, flooding and hitting an animal.
Uninsured motorist
Protects you if the other driver has little or no insurance.
Auto Insurance in Montana: what to know
State requirements
State-specific requirements are being reviewed and will be published soon.
Montana notes
Additional state notes coming soon.
Frequently asked questions
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