Commercial Auto Insurance

What Does Commercial Auto Insurance Cover?

• Liability Coverage: Protects against claims from bodily injury and property damage that occur in an accident for which your driver is responsible.
• Collision Coverage: Pays for damage to your business vehicle caused by a collision with another vehicle or object.
• Comprehensive Coverage: Covers non-collision damage, such as theft, vandalism, fire, or weather-related incidents.
• Medical Payments Coverage: Helps cover medical expenses for the driver and passengers injured in an accident, regardless of fault.
• Uninsured/Underinsured Motorist Coverage: Provides protection if your driver is involved in an accident with a driver who lacks sufficient insurance.
• Hired and Non-Owned Auto Coverage: Extends liability coverage to vehicles rented or borrowed for business purposes.

Why Choose Business Owner Insurance?

• Protects against significant financial losses from accidents involving business vehicles.
• Offers peace of mind by covering medical expenses and liability claims.
• Ensures your business can recover quickly from vehicle damage or loss.
• Helps maintain business continuity by keeping your vehicles on the road.

Get a Quote: What Information is Needed?

Frequently Asked Questions

• Who needs commercial auto insurance? Any business that owns, leases, or rents vehicles for work purposes should consider a commercial auto policy.
• Does my personal auto policy cover business use? Personal auto policies typically exclude coverage for business use; a commercial policy is often necessary.
• What types of vehicles are covered? Commercial auto insurance can cover a wide range of vehicles, from cars and vans to trucks and trailers used for business purposes.