Typical Coverage Limits

Truckers Insurance policies come with a variety of coverage options to meet your business needs. Here are typical limits:

• Primary Liability: Coverage starting at $750,000 per occurrence, with options up to $1,000,000 or higher.
• Physical Damage: Coverage based on the stated value of your truck, typically with deductibles ranging from $500 to $2,500.
• Cargo Coverage: Typically provides up to $100,000 per load, with options to increase based on cargo type and value.
• Non-Trucking Liability: Coverage up to $1,000,000, offering protection when driving for personal use.

Why Truckers Insurance is Essential

Operating in the trucking industry involves significant risks. Truckers Insurance offers:

• Financial Protection: Shields you from high costs associated with accidents, cargo loss, and truck repairs.
• Compliance with Regulations: Helps ensure that you meet state and federal trucking insurance requirements.
• Business Continuity: Minimizes disruptions by covering key risks and keeping your business operational.

Examples of Truckers Insurance Claims

Truckers Insurance can cover a range of real-life scenarios, such as:

• Accidents on the Road: Coverage for liability and damage costs if your truck is involved in a collision with another vehicle.
• Cargo Damage: Protection against damage or loss to goods being transported, such as spoilage, breakage, or theft.
• Weather Damage: Covers physical damage to your truck caused by severe weather events, like hail or flooding.

Getting a Quote for Truckers Insurance

Our agents would love to help you find the right Truckers Insurance policy for your needs. To get started, please provide:

• Truck Details: Year, make, model, and value of each truck to be insured.
• Cargo Information: Types of cargo transported and estimated value per load.
• Driving Radius: Typical distances traveled, including any interstate hauls.
• Driver Information: Number of drivers, their driving records, and years of experience.
• Previous Claims History: Information on any previous claims involving your trucking business.

Why Choose Us for Truckers Insurance?

• Tailored Policies: Our agents help you customize policies based on your specific trucking needs and routes.
• Competitive Pricing: Access affordable coverage options designed for owner-operators and fleets alike.
• Guidance and Support: Our agents would love to help you navigate your coverage options and secure the right protection for your trucking business.