Hail Insurance

What Does Hail Insurance Cover?

• Roof Damage: Covers repair or replacement costs for roofing materials damaged by hailstones.
• Exterior Siding: Provides coverage for dents or other damage to siding caused by hail.
• Windows and Glass: Covers the cost of replacing broken windows or damaged glass.
• Outdoor Equipment: Protects outdoor equipment, like HVAC units, that may be damaged by hail impact.
• Interior Damage: Covers interior damage that may occur if hail causes openings in the roof or windows, leading to leaks.

Benefits of Hail Insurance

• Ensures financial support to repair or replace property damaged by hail.
• Reduces out-of-pocket expenses for extensive repairs after a storm.
• Offers peace of mind, knowing your property is protected against weather-related damage.
• Flexible coverage options to meet the needs of residential, commercial, and agricultural properties.

Get a Quote: What Information is Needed?

Frequently Asked Questions

• Is Hail Insurance separate from Homeowners Insurance? Some Homeowners policies may cover hail damage, but Hail Insurance offers specialized and often higher coverage limits for areas prone to severe storms.
• Does Hail Insurance cover agricultural crops? Separate Hail Insurance options are available for agricultural protection, covering crop damage and loss due to hail.
• Are deductibles required for Hail Insurance claims? Yes, most Hail Insurance policies include deductibles. The amount will vary based on the policy and risk factors in your area.
• Does Hail Insurance cover interior water damage? Interior damage from hail is typically covered if the hail directly caused an opening in the roof or windows, leading to leaks.