Why Consider an Excess Liability Policy?

Excess Liability Insurance is essential for businesses looking to ensure complete coverage in cases of large claims. Key reasons to consider this policy include:

• Comprehensive Protection: Covers high-severity claims that exceed your primary policy limits, providing enhanced security for your assets.
• Legal Coverage: Assists with legal expenses in case of lawsuits involving extensive damages.
• Risk Mitigation: Helps protect against the financial impact of unexpected, large-scale claims.

Types of Excess Liability Policies

Excess Liability policies can vary based on the type of underlying coverage. Common types include:

• General Liability Excess: Extends coverage limits on your General Liability policy, covering additional third-party bodily injury and property damage claims.
• Commercial Auto Excess: Provides added protection for liability claims related to your business vehicles, covering higher auto-related damages.
• Employer’s Liability Excess: Increases the coverage limit on Employer’s Liability insurance to handle high-cost claims by employees.
• Professional Liability Excess: Enhances coverage for errors and omissions policies, beneficial for businesses in consulting, finance, and healthcare.

Coverage Details

Excess Liability Insurance typically includes coverage for:

• Bodily Injury and Property Damage: Provides additional coverage for physical injuries and property damage claims.
• Legal Fees: Covers legal defense costs if a high-cost claim escalates into a lawsuit.
• Extended Limits: Increases policy limits across various liability policies, ensuring you have adequate protection in serious situations.

Getting a Quote for Excess Liability Insurance

Our agents would love to help you find the right Excess Liability coverage for your business. For a tailored quote, please provide:

• Details of Existing Policies: Information on primary policy types and coverage limits.
• Business Size and Industry: Number of employees and the specific industry you operate in.
• Claims History: A record of past claims that may affect your coverage needs.
• Desired Coverage Limits: Information on the level of extended coverage you are seeking.

Why Choose Us for Excess Liability Insurance?

• Industry Expertise: Our agents understand the unique liability needs of various industries and can help customize your policy.
• Flexible Options: We offer a range of excess coverage solutions to suit businesses of all sizes.
• Guidance and Support: Our agents would love to help you navigate your options and choose the best policy for your business.