Event Insurance

What Does Event Insurance Cover?

• Event Cancellation: Covers non-refundable expenses if you need to cancel or postpone due to unforeseen circumstances like extreme weather or illness.
• General Liability: Provides protection if a third party is injured or property is damaged during the event.
• Liquor Liability: Covers alcohol-related incidents if alcohol is served at your event.
• Property Damage: Pays for repairs if your event causes damage to the rented venue or equipment.
• Additional Coverages: Options for covering vendor no-shows, lost deposits, and equipment breakdowns.

Benefits of Event Insurance

• Minimizes financial loss if your event is unexpectedly canceled or rescheduled.
• Provides peace of mind by covering liability risks associated with hosting events.
• Protects against out-of-pocket expenses for potential property damage.
• Offers flexible coverage options to match the specific needs of different types of events.

Get a Quote: What Information is Needed?

Frequently Asked Questions

• Is Event Insurance required by venues? Many venues require clients to carry Event Insurance to cover potential liability for injuries or property damage.
• Does Event Insurance cover weather-related cancellations? Weather-related cancellations are often covered under Event Cancellation insurance, depending on the policy terms.
• Can I add Event Insurance close to the date? Yes, most policies can be added even a few days before the event, though it’s best to purchase coverage as early as possible.
• What if a vendor cancels? Certain Event Insurance policies cover vendor-related losses if a vendor fails to provide services.